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Refund Calculator

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A Refund Calculator is a user-friendly online tool, which helps you in calculating your refund amount based on your information

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News

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How does chargeback work?

Reading time: 2 m
Uncategorized

A chargeback is a transaction reversal made to dispute a card transaction and secure a refund for the purchase. Chargeback works by the bank withdrawing funds deposited into a retailer/bank account and recovering them. The recipient may dispute a chargeback with the bank if it can prove the chargeback is invalid.

Chargeback vs Section 75

A chargeback is not enshrined in law but is... part of Scheme Rules.

Debit Card – It applies to all debit card goods, although exact rules may vary between the Visa, Maestro, and American Express networks.

Credit Card – Chargeback is particularly useful where the cost of the goods or services was under £100 while Section 75 doesn’t apply. For all credit card transactions over £100, you also have rights under Section 75 of the Consumer Credit Act.

When can chargeback be used?

A chargeback applies in cases of goods not arriving at all, damaged, different from the description, or where the merchant has ceased trading. If you ordered two items and only one arrived, ask for the money based on the item you didn’t receive.

But you can’t claim back the cost of fixing a faulty item. Chargeback doesn’t mean there is a joint liability on the card company. You should address claims to the bank that provides your debit or credit card.

What could be the outcome?

As a result, you could recover funds from the merchant’s bank if it’s possible. But, there are no guarantees your bank will recover the money through chargeback.

The trader could argue that you’re in breach of contract for not paying. We advise our readers to use caution whenever seeking online services/products.

Is there another option?

Yes, anyone could turn to various licensed recovery companies online. These companies specialize in the chargeback field and might save precious time dealing with the bureaucracy.

action refund
A Guide Through Online Trading Scams
Reading time: 3 m
Uncategorized

Financial fraud is nothing new. The first ones can be related to ancient Greeks, most precisely Hegestratos, who...

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How to spot a scam website?
Reading time: 2 m
Uncategorized

It Is difficult to spot a fake, fraudulent, or scam website. Fraudsters are getting more skillful and high-grade at creating...

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DIY Chargeback – Is It Possible And How?
Reading time: 3 m
Uncategorized

If you have been a victim of an online financial swindler, you must have heard of a chargeback procedure. Now,...

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Regulations: Are they crucial for a business?
Reading time: 2 m
Uncategorized

If a business is facing regulatory investigation, its highest priority is addressing the underlying concerns and...

Got scammed online ?

Thanks to our past experience and panel of experts, backed by a database of known online scams, we are able to provide our services in order to help our customers retrieve their lost funds. We are here for each and everyone of you who have fallen victim to any sort of online scam. Our team is ready to track down your money, no matter how dire the situation may seem, and get you back what is rightfully yours.

  • Country code
  • AF +93
  • AX +358
  • AL +355
  • DZ +213
  • AS +1684
  • AD +376
  • AO +244
  • AI +1264
  • AQ +672
  • AG +1268
  • AR +54
  • AM +374
  • AW +297
  • AU +61
  • AT +43
  • AZ +994
  • BS +1242
  • BH +973
  • BD +880
  • BB +1246
  • BY +375
  • BE +32
  • BZ +501
  • BJ +229
  • BM +1441
  • BT +975
  • BO +591
  • BQ +5997
  • BA +387
  • BW +267
  • BV +
  • BR +55
  • IO +246
  • UM +
  • VG +1284
  • VI +1 340
  • BN +673
  • BG +359
  • BF +226
  • BI +257
  • KH +855
  • CM +237
  • CA +1
  • CV +238
  • KY +1345
  • CF +236
  • TD +235
  • CL +56
  • CN +86
  • CX +61
  • CC +61
  • CO +57
  • KM +269
  • CG +242
  • CD +243
  • CK +682
  • CR +506
  • HR +385
  • CU +53
  • CW +599
  • CY +357
  • CZ +420
  • DK +45
  • DJ +253
  • DM +1767
  • DO +1809
  • EC +593
  • EG +20
  • SV +503
  • GQ +240
  • ER +291
  • EE +372
  • ET +251
  • FK +500
  • FO +298
  • FJ +679
  • FI +358
  • FR +33
  • GF +594
  • PF +689
  • TF +
  • GA +241
  • GM +220
  • GE +995
  • DE +49
  • GH +233
  • GI +350
  • GR +30
  • GL +299
  • GD +1473
  • GP +590
  • GU +1671
  • GT +502
  • GG +44
  • GN +224
  • GW +245
  • GY +592
  • HT +509
  • HM +
  • VA +379
  • HN +504
  • HK +852
  • HU +36
  • IS +354
  • IN +91
  • ID +62
  • CI +225
  • IR +98
  • IQ +964
  • IE +353
  • IM +44
  • IL +972
  • IT +39
  • JM +1876
  • JP +81
  • JE +44
  • JO +962
  • KZ +76
  • KE +254
  • KI +686
  • KW +965
  • KG +996
  • LA +856
  • LV +371
  • LB +961
  • LS +266
  • LR +231
  • LY +218
  • LI +423
  • LT +370
  • LU +352
  • MO +853
  • MK +389
  • MG +261
  • MW +265
  • MY +60
  • MV +960
  • ML +223
  • MT +356
  • MH +692
  • MQ +596
  • MR +222
  • MU +230
  • YT +262
  • MX +52
  • FM +691
  • MD +373
  • MC +377
  • MN +976
  • ME +382
  • MS +1664
  • MA +212
  • MZ +258
  • MM +95
  • NA +264
  • NR +674
  • NP +977
  • NL +31
  • NC +687
  • NZ +64
  • NI +505
  • NE +227
  • NG +234
  • NU +683
  • NF +672
  • KP +850
  • MP +1670
  • NO +47
  • OM +968
  • PK +92
  • PW +680
  • PS +970
  • PA +507
  • PG +675
  • PY +595
  • PE +51
  • PH +63
  • PN +64
  • PL +48
  • PT +351
  • PR +1787
  • QA +974
  • XK +383
  • RE +262
  • RO +40
  • RU +7
  • RW +250
  • BL +590
  • SH +290
  • KN +1869
  • LC +1758
  • MF +590
  • PM +508
  • VC +1784
  • WS +685
  • SM +378
  • ST +239
  • SA +966
  • SN +221
  • RS +381
  • SC +248
  • SL +232
  • SG +65
  • SX +1721
  • SK +421
  • SI +386
  • SB +677
  • SO +252
  • ZA +27
  • GS +500
  • KR +82
  • SS +211
  • ES +34
  • LK +94
  • SD +249
  • SR +597
  • SJ +4779
  • SZ +268
  • SE +46
  • CH +41
  • SY +963
  • TW +886
  • TJ +992
  • TZ +255
  • TH +66
  • TL +670
  • TG +228
  • TK +690
  • TO +676
  • TT +1868
  • TN +216
  • TR +90
  • TM +993
  • TC +1649
  • TV +688
  • UG +256
  • UA +380
  • AE +971
  • GB +44
  • US +1
  • UY +598
  • UZ +998
  • VU +678
  • VE +58
  • VN +84
  • WF +681
  • EH +212
  • YE +967
  • ZM +260
  • ZW +263
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